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Product Rates
Personal Accounts
Rates below are effective for the week of May 12, 2008. APY = Annual Percentage Yield. Annual Percentage Yield is accurate of May 12, 2008.
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Super Interest Checking
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Minimum to Open
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Minimum Balance to Obtain APY
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Interest Rate
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APY
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$0 to $49,999.99 *if requirements are met
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$0
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$.01
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3.45%
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3.51%
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$50,000 and up *if requirements are met
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$0
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$50,000
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1.50%
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1.51%
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any balance if requirements are not met
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$0
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any balance
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.51%
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.51%
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Premier E-Plus
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any balance
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$0.00
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any balance
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0.51%
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0.51%
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Premier Gold (55+)
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|
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any balance
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$100
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any balance
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0.51%
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0.51%
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Money Fund
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$2,500 to $9,999
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$10,000
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$2,500
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.433%
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.54%
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$10,000 to $49,999
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$10,000
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$10,000
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1.99%
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2.01%
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$50,000 and up
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$10,000
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$50,000
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1.99%
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2.01%
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Super Saver Money Market*
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$0 to $24,999
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$10,000
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$10,000
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.433%
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.54%
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$25,000 to $49,999
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$10,000
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$25,000
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1.99%
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2.01%
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$50,000 to $99,999
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$10,000
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$50,000
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1.99%
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2.01%
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$100,000 to $249,999
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$10,000
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$100,000
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2.22%
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2.24%
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$250,000 and up
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$10,000
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$250,000
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2.22%
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2.24%
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Premier Money Market
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|
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$1,500 to $24,999
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$1,500
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$1,500
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.433%
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.54%
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$25,000 to $99,999
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$1,500
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$25,000
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1.99%
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2.01%
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$100,000 to $499,999
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$1,500
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$100,000
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2.22%
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2.24%
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$500,000 and up
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$1,500
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$500,000
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2.22%
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2.24%
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Minor Savings
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any balance
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$25
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any balance
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1.51%
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1.52%
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Premier Savings
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any balance
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$100
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any balance
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1.51%
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1.52%
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Health Savings Account
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$0 to $499.99
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$50
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$0
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2.956%
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3.00%
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$500.00 to $2,499.99
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$50
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$500
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2.956%
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3.00%
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$2,500.00 to $9,999.99
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$50
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$2500
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2.956%
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3.00%
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$10,000.00 to $24,999.99
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$50
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$10,000
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2.956%
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3.00%
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$25,000 and up
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$50
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$25,000
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2.956%
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3.00%
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* To qualify for "Super Interest Checking" rates, you must:
1. Make 10 check card point of sale transactions per "qualification cycle".
2. Have a valid e-mail address and receive monthly notification of statement availability.
3. Set up one direct deposit or one auto debit monthly.
Business Accounts
Rates below are effective for the week of May 12, 2008. APY = Annual Percentage Yield.
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Super Saver Money Market*
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Minimum to Open
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Minimum Balance to Obtain APY
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Interest Rate
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APY
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$0 to $24,000
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$10,000
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$10,000
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.433%
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.54%
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$25,000 to $49,999
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$10,000
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$25,000
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1.99%
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2.01%
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$50,000 to $99,999
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$10,000
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$50,000
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1.99%
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2.01%
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$100,000 to $249,999
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$10,000
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$100,000
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2.22%
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2.24%
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$250,000 and up
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$10,000
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$250,000
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2.22%
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2.24%
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Money Market (Business)*
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|
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$1,500 to $24,999
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$1,500
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$1,500
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.433%
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.54%
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$25,000 to $249,999
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$1,500
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$25,000
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1.99%
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2.01%
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$250,000 to $499,999
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$1,500
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$250,000
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2.22%
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2.24%
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$500,000 and up
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$1,500
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$500,000
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2.22%
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2.24%
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Non-Personal Premier Savings*
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any balance
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$100
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any balance
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1.51%
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1.52%
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* Make up to 6 pre-authorized transfers per statement cycle or month. Excess transactions will be charged $10.00 each. No limit on in-person withdrawals.
Non-Profit Accounts
Rates below are effective for the week of May 12, 2008. APY = Annual Percentage Yield.
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Premier Non-Profit Plus
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Minimum to Open
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Minimum Balance to Obtain APY
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Interest Rate
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APY
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$0 to $24,999
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$500
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any balance
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.433%
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.54%
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$25,000 to $49,999
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$500
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$25,000
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1.99%
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2.01%
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$50,000 to $99,999
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$500
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$50,000
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1.99%
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2.01%
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$100,000 to $249,999
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$500
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$100,000
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2.22%
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2.24%
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$250,000 and up
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$500
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$250,000
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2.22%
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2.24%
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Money Fund
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$2,500 to $14,999
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$10,000
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$2,500
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.433%
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.54%
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$15,000 to $49,999
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$10,000
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$15,000
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1.99%
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2.01%
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$50,000 and up
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$10,000
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$50,000
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1.99%
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2.01%
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Certificates of Deposit (C.D.'s)
Rates below are effective for the week of May 12, 2008. Interest compounds daily and is credited annually, monthly or at maturity (for CD terms less than 12 months). Minimum to open and obtain APY: $2,500. APY = Annual Percentage Yield.
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3 Month CD
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Minimum to open and obtain APY $2,500
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Rate
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1.49%
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APY
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1.50%
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6 Month CD
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Rate
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1.49%
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APY
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1.50%
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9 Month CD
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Rate
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1.42%
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APY
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1.43%
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12 Month CD
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Rate
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1.57%
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APY
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1.58%
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18 Month CD
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Rate
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1.82%
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APY
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1.83%
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24 Month CD
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Rate
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2.03%
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APY
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2.05%
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36 Month CD
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Rate
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2.40%
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APY
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2.42%
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48 Month CD
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Rate
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2.72%
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APY
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2.75%
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CD Specials
Rates below are effective for the week of May 12, 2008. Interest compounds daily and is credited annually, monthly or at maturity (for CD terms less than 12 months). Minimum Balance to obtain APY is $10,000. APY = Annual Percentage Yield.
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7 Month CD (rolls over to a 6 month CD)
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Minimum Balance to open and obtain APY $10,000
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Rate
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2.81%
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APY
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2.85%
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13 Month CD (rolls over to a 12 month CD)
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Rate
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3.01%
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APY
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3.05%
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Interest rates are subject to change at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example:checks). We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest compounds daily and is credited monthly to interest bearing checking, and money market accounts and quarterly to savings accounts. Interest earnings can be reduced on accounts where maintenance fees are applicable. Free for life accounts are free with normal use.
Premier Bank
P.O. Box 3606
Tallahassee, FL 32315
(850) 386-2225
email: info@premierbnk.com
 
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