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Personal Accounts - Details
3 Simple Requirements to receive preferred rate APY*
- 10 Check Card Transactions
- One Direct Deposit or Pre-Authorized Electronic Payment
- Online E-Statements
- No monthly maintenance fee and no minimum balance
- Free ATM usage anywhere in the nation (when requirements are met)
- First order of specially printed checks free
*Preferred Rate Annual Percentage Yield (APY) paid on balances up to $50,000. 1.51% APY paid on balances $50,000 and above each cycle the minimum requirements are met. If requirements are not met during a given cycle, the Standard Rate of 0.51% APY applies for entire balance. Rates are current as of this date. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. Available to personal accounts only. No monthly service charge. If you do not meet the requirements per cycle, your account will still function as a free checking account earning the Standard Rate, however it will not receive ATM Refunds for that time period.
- No monthly maintenance fee and no minimum balance
- Unlimited check writing
- No per check fees
- Free Internet banking and online bill pay
This account does not earn interest.
Premier Gold Checking
- No fee interest checking for customers age 55 or better
- $100 minimum to open
- Free Internet banking and online bill pay
- Specially printed checks at no cost
- Free cashiers checks
Personal Money Fund
- Competitive interest and unlimited checking
- Specially printed checks provided at no charge
- No monthly maintenance fee as long as you maintain a daily balance of $10,000
- No interest paid any day balance falls below $2,500
- No fees for Cashier's Checks or Traveler's Checks
- $10,000 minimum to open
- Free Internet banking and online bill pay
- Pay only $11.57 per month if daily balance falls below $10,000
Premier Money Market
- Interest rates are tiered for maximum earnings
- No monthly maintenance fee as long as you maintain a daily balance of $1,500
- No interest paid any day balance falls below $1,500
- $1500 minimum to open
- Pay only $11.57 per month if daily balance falls below $1,500
- Free Internet banking
Premier Savings
- No limit on in-person withdrawals
- $4.22 per month service charge if balance falls below $250
- Interest paid on all balances
- Interests compounds daily and is credited quarterly
- $100 minimum to open
Super Saver Account
- Competitive interest rates
- Interest rates are tiered for maximum earnings
- $10,000 minimum to open
- No monthly maintenance fee as long as you maintain a daily balance of $10,000
- Pay only $11.57 per month if daily balance falls below $10,000
Minor Savings*
- No limit on in-person withdrawals
- Interest is paid regardless of balance
- $25 minimum to open
- Available to individuals under 18 years of age
- No service charge regardless of balance
- Free Internet banking and online bill pay
*Make up to 6 pre-authorized transfers per statement cycle or month (3 of which may be made by transfer to 3rd party). Excess transactions will be charged $10.00 each.
 
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Interest rates are subject to change at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest compounds daily and is credited monthly to interest bearing checking, and money market accounts and quarterly to savings accounts. Interest earnings can be reduced on accounts where maintenance fees are applicable. Free for life accounts are free with normal use.
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